Every payment block, already wired together.
Mavenkopay is checkout, onboarding, fraud, dashboard and payouts behind a single account and a single API. Each module is production-grade on its own — together they're the payments layer your team would have spent two quarters building.
A checkout that looks like you, not us.
Hosted or embedded, the checkout takes your brand, your domain and your locale. It shows the right payment methods per country, handles SCA, retries soft declines, and remembers returning customers — so conversion is high without you touching the front end.
Onboard a merchant inside your own app.
A drop-in verification flow collects documents, checks identity, screens against sanctions lists and returns a clean status to your webhook. Your sellers never leave your product, and you never build a compliance pipeline from scratch.
Score every payment, tune it in English.
A risk model scores each transaction in real time. You write rules in plain language — block if score over 80 and country mismatch — and the engine applies them before capture. Challenge with 3-D Secure, exempt the safe ones under PSD2, and watch the decline reasons in the dashboard.
# rule: challenge risky, allow the rest rule "high_value_new_card" { when score > 72 and card.is_new then require_3ds } rule "trusted_returning" { when customer.age_days > 90 then exempt_sca # lift conversion }
One console for money in and money out.
Live volume, searchable down to the cent, role-based access for your whole team, and payouts to your bank on T+1 — or instant where the rail allows. Refunds, disputes and receipts are one click, and the activity log is audit-ready.
The compliance work, already carried.
PSD2 SCA, VAT-aware receipts, GDPR-clean data handling and EU data residency ship as defaults. Mavenkopay is PCI-DSS Level 1, so card data never touches your servers and you stay in the simplest audit scope. Launch in the EU without the launch waiting on legal.
Five modules. One afternoon.
Pull the SDK, create a checkout, listen for the event. The rest — onboarding, fraud, payouts, compliance — is already running behind your key.